Health Insurance Options After Legal Separation

What are Nancy's options for health insurance coverage after her legal separation from Kevin?

What options does Nancy have at this point for health insurance coverage?

Answer:

After her separation, Nancy can apply for healthcare coverage under the Affordable Care Act or the Patient Protection Act.

Alternatively, if she had job-based insurance under Kevin, she might be eligible for continued coverage under the Consolidated Omnibus Budget Reconciliation Act, though this would likely be more expensive.

After her legal separation from Kevin, Nancy has several options for healthcare coverage. One option is under the Affordable Care Act (ACA) or the Patient Protection Act, which provides coverage for uninsured individuals and those with preexisting conditions, like her illness.

Under this Act, Nancy cannot be rejected based on her medical condition. Furthermore, the ACA introduced the employer and individual mandates, which require employers to provide health insurance and individuals to purchase it. However, this mandate has faced scrutiny and potential overhauls under the Trump administration.

Despite the political opposition and proposed repeals, no alternative has been provided, which leaves the ACA as the current standing option.

Another option for Nancy is the Consolidated Omnibus Budget Reconciliation Act (COBRA), which allows individuals who have lost job-based health insurance to continue their health insurance coverage. However, the cost of premiums under COBRA can be significantly higher.